Getting married is a huge step in a person’s life. It is important to be prepared for everything that comes with marriage, including the financial aspects. That is where premarital financial coaching comes in. A premarital financial coach can help a couple get on the same page financially and make sure they are ready for the financial challenges and rewards of married life. Pre-marital financial coaching also helps couples create a roadmap for their financial future and avoid potential problems down the road.…
The end of the year is always a good time for both reflection and thinking about the future. But before you set your sights on changes and plan for 2022, you still have time to make some positive changes in 2021. Consider your financial life. Would you like to look back on this year knowing you took steps to improve your finances? Here are a few financial planning steps anyone can take before the New Year.…
Are you one of the dwindling number of American workers with access to an employer pension? If so, you may have a head start on retirement planning. But you also face different decisions than those without a pension. What sort of decisions must you make, and how can you make the right ones? Here’s what you need to know.
1. Monthly Benefits or Lump Sum
Most pensions offer the chance to take your accumulated savings out of the plan when you retire and get a lump sum instead.…